0% FX conversion · AML & KYB compliant · Powered by Fireblocks, Ripple & Fuze

The Future of Money Movement

One Platform to accept payments, hold global accounts, and settle funds anywhere in the world. Accept payments in USDT, USDC, via QR Code, API Cashout integration, or POS Terminal.

Technology infrastructure: Fireblocks · Ripple · Fuze  |  Trusted by 12,000+ businesses across 45+ countries
0K+
Active businesses
$0M+
Volume processed
0+
Countries supported
0%
Uptime guarantee

NectraPay is a digital payment platform for merchants and global businesses. Accept payments in USDT and USDC via QR code or POS terminal and settle instantly in USD, EUR, or AED, or any accepted currency of your choice.

Powered by a built-in AI Engine, NectraPay seamlessly enables:

AI Fraud Detection:
Secure your transactions in real-time.
AI Smart Routing:
Optimize conversion rates and minimize fees.
AI Tax Reports & Accounting:
Automate your financial bookkeeping.
AI Cash-Flow Forecasting:
24/7 intelligent help.

0% FX conversion · AML & KYB compliant · Powered by Fireblocks, Ripple & Fuze

One platform. Every payment. Any currency.

Whether you run a retail store, an e-commerce business, or a cross-border operation - NectraPay lets your customers pay in digital assets while you receive settlement in fiat. No exchange accounts, no wallet management, no volatility risk on your receivables.

  • Accept crypto payments via QR code or NFC
  • Customers pay in crypto - you receive fiat or crypto
  • Merchant app for in-store and online payments
  • Real-time settlement & unified dashboard
  • Flexible liquidity management
Account Overview All systems live
USDT Balance
4,820 USDT
≈ $4,820.00 USD
USDT Balance
$12,400
Tether USD
Total Wallets
3
Active wallets
Pending
0
No pending tx
Recent Transactions
USDT Deposit
2 min ago · Tether
+$1,200
USDT Transfer
1 hr ago · ERC-20
-$450
Fiat Conversion
3 hr ago · USD
+$3,200

Everything your business needs to accept, move, and manage money globally.

Six tools. One platform. Built for businesses operating across borders.

Merchant App - QR Payments

Your customers scan a QR code and pay from their digital wallet. You get instant confirmation and settlement in your preferred fiat currency - USD, EUR or AED.

NectraPay POS Terminal

A physical point-of-sale terminal for in-store digital asset payments. Integrates with your existing checkout in minutes. Tap, scan, done.

Business Accounts

Multi-currency business accounts for global operations. Hold, send, and receive in USD, EUR, AED and major digital assets - all from a single dashboard.

Cards

Virtual and physical business cards linked to your balance. Spend anywhere, track everything in real-time.

Digital Asset & Fiat Processing

Accept USDT, USDC and traditional payments in one integration. Automatic conversion, instant settlement.

Liquidity & Transfers

Move funds between digital assets and fiat currencies at competitive rates. Instant settlement, full transparency, no hidden fees.

How it works

Simple to Start. Powerful to Scale

Get from sign-up to your first transaction in minutes, not weeks.

1

Apply Online

Complete a quick digital form in under 2 minutes. No commitment. No setup fee.

2

Complete Business Verification

Fast-track KYB check for secure global access. Our team reviews your application within 24 hours.

3

Activate Financial Tools

Get instant access to your multi-currency accounts, business cards, and payment tools.

4

Start Operating Globally

Accept, move, and settle payments worldwide. From Day 1.

Built for the businesses operating where traditional banking falls short.

From e-commerce to cross-border trade - NectraPay serves businesses that need fast, compliant, multi-currency payment infrastructure.

E-commerce
Retail & POS
Digital Asset Businesses
Digital Services
Marketplaces
Cross-Border Trade
Import / Export & Trade Finance
Freelancers & Agencies
Professional Services
Forex & Prop Trading

Infrastructure Built for Scale

Enterprise-grade technology that grows alongside your business.

Real-time reporting

Instant visibility into every transaction with live data updates.

AML, KYC & KYB compliance

Automated identity verification for individuals and businesses, continuous transaction monitoring, and real-time fraud detection. Built to satisfy regulatory requirements across multiple jurisdictions.

Modular Integrations

Connect via REST API, webhook, or pre-built SDK. Compatible with major cashier systems, CRM platforms, and e-commerce stacks. Full developer documentation available.

Scalable backend systems

Robust infrastructure that grows alongside your business volume.

Security and Compliance at the Core

NectraPay operates within established regulatory frameworks, with full AML/KYB onboarding, real-time transaction monitoring, and institutional-grade data security at every layer.

AML, KYC & KYB compliance

Automated identity verification for individuals and businesses, continuous transaction monitoring, and real-time fraud detection.

Transaction monitoring systems

Real-time detection and flagging of suspicious activity.

KYT Screening

Every transaction is screened in real time against sanctions lists, PEP databases, and high-risk wallet addresses.

Regulated financial infrastructure

Settlement and custody handled through regulated banking and custodial partners, including Fireblocks, Ripple and Fuze.

Data protection standards

End-to-end encryption with institutional-grade security protocols.

Regulatory Status

NectraPay operates through regulated financial partners and maintains compliance frameworks that meet the standards required by applicable regulatory authorities. Regulatory licensing currently in progress in relevant jurisdictions.

Platform at a Glance Live
Volume
$85M
Clients
12K
Countries
45+
Speed
<1s
Uptime
99.9%
Setup
2 min

Why Businesses Choose NectraPay

Everything a modern business needs to accept payments, manage multi-currency accounts, and settle globally - in one platform.

Hybrid crypto-fiat model
Global reach
Fast onboarding
Operations efficiency
Financial flexibility

Pricing Plans Overview

NectraPay offers four service tiers tailored to different business scales - from small enterprises to large institutional clients and ultra-high-net-worth individuals.

Standard

Ideal for SMEs, online stores, and first-time stablecoin merchants.

2% per tx
$0/mo platform fee
Min volume: $50,000/mo
Fiat: USD, AED
20 KYT checks/mo included
Visa Debit Card: $100/card/mo
Email + AI Agent support
SLA: 25 hours
T+1 settlement

Business

For growing businesses, property rental firms, and commodity traders.

1.5% per tx
$0/mo platform fee
Min volume: $150,000/mo
Fiat: USD, EUR, AED
75 KYT checks/mo included
AI Tax Reports included
Email + AI Agent + Operator
SLA: 12 hours
Shared Account Manager
Popular

Enterprise

For SaaS platforms, luxury brokers, real estate agencies, and family offices.

1% per tx
$0/mo platform fee
Min volume: $500,000/mo
Fiat: USD, EUR, GBP, AED + 2 more
300 KYT checks/mo included
Up to 3 Visa cards free
T+0 settlement included
Full AI suite (Accounting, Cash-Flow, Compliance)
SLA: 4 hours
Dedicated Account Manager

Private Client

For UHNWIs, large exchanges, and high-value deal makers.

0.7% per tx
$0/mo platform fee
Min volume: Negotiated
Fiat: Unlimited currencies
Unlimited KYT checks
Unlimited free Visa cards
Priority T+0 settlement
AI-enhanced AML screening
SLA: 1 hour
Named senior contact

Important Notes

Network Fees: Outbound Ripple/ODL network fees are passed through at cost (typically <$0.05 per transfer).

Accepted Assets: All tiers accept USDT (TRC20) and USDC (ERC20) only. No volatile crypto accepted.

Function Categories

Settlement & Transfers: T+1 to T+0 settlement, FX lock-ins, Ripple/ODL or SWIFT outbound.

Compliance & KYT: Transaction monitoring, KYB verification, AML screening, regulatory reporting.

Reporting & AI Tools: Fraud detection, tax reporting, cash-flow forecasting, automated accounting.

Tier Reviews: Downgrades reviewed monthly. 7 days' notice before any tier change.

Comprehensive Plan Comparison

Feature Standard Business Enterprise Private Client
Monthly Platform Fee $0 / mo $0 / mo $0 / mo $0 / mo
Transaction Fee (USDT/USDC in) 2 % per tx 1.5% per tx 1% per tx 0.7% per tx
FX Conversion (stable to fiat) 0 spread 0 spread 0 spread 0 spread
Minimum Monthly Volume $50,000 $150,000 $500,000 Negotiated
Setup Fee None None None None
Downgrade Trigger - Below $150K x 2mo Below $500K x 2mo N/A
Platform & API

Everything Included.
For Everyone.

Whether you are a startup or an enterprise, you get full access to our core technology platform from Day 1.

Full Dashboard Access
Included
Complete REST API
Included
Webhooks & Callbacks
Included
Reporting & AI Tools

Built-in AI Power.
Zero Extra Cost.

Our core AI models are permanently embedded to protect and optimize your daily operations automatically.

AI Fraud Detection
Free
AI Smart Routing
Free
AI Agent Support
Free
Looking for more? Advanced AI Tax Reports & Accounting Suites optionally available or included in Enterprise/Private Client.
FAQ

Frequently Asked Questions

Got questions? We've got answers.

NectraPay is a unified financial platform for businesses operating globally. We enable companies to accept crypto and fiat payments, manage multi-currency accounts, and move capital seamlessly through a single dashboard.

NectraPay is designed for businesses of all sizes - from e-commerce companies and digital-native projects to marketplaces and cross-border operators.

We currently support USDT, USDC, and are continuously expanding our cryptocurrency offerings.

You can complete the initial application in under 2 minutes. Fast-track KYB verification, often within the same business day.

Yes. AML & KYC frameworks, real-time transaction monitoring, data protection standards, and regulated banking partners including Fireblocks and Ripple.

No, NectraPay charges 0% on currency conversion.

You can reach our team at info@nectrapay.com. We also offer in-app support for account holders and a dedicated account manager for enterprise clients.

Modern Finance for Modern Business

Join businesses worldwide that trust NectraPay to power their financial operations.